Fieldstone FINANCIAL LLC

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Fieldstone FINANCIAL LLC

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Retirement Risk & Tax Planning

Retirement Risk & Tax PlanningRetirement Risk & Tax PlanningRetirement Risk & Tax PlanningRetirement Risk & Tax Planning

 Protecting Retirements From Hidden Risks

Get Started Today

Retirement Risk & Tax Planning

Retirement Risk & Tax PlanningRetirement Risk & Tax PlanningRetirement Risk & Tax PlanningRetirement Risk & Tax Planning

 Protecting Retirements From Hidden Risks

Get Started Today

The Problem

Why Traditional Retirement Planning Falls Short

Retirement is unlike any other stage of life.


  • When you stop working, you step out of the productive economy.
  • You no longer have a paycheck as a safety net.
  • Your lifestyle now depends entirely on your savings, investments, and planning.
     

Most traditional retirement advice focuses on chasing returns. But the real danger isn’t missing out on gains — it’s the hidden risks that can quietly erode your nest egg: market volatility, rising taxes, healthcare costs, and outliving your income.

The result: Many retirees are more exposed than they realize.


That’s why at Fieldstone Financial we created Risk-Based Retirement™ (RBRP) — a process designed to help families protect their retirement from the risks most advisors overlook. 

Who Needs Risk-Based Retirement™ Planning?

Is RBRP Right For You?

 RBRP is designed for families who:


  • Are retired or within 5 years of retirement (“Retirement Red Zone”). 
  • Have $2–10 million in assets and want to turn wealth into lasting security.
  • Rely on their savings to fund retirement, with little or no safety net from future earnings. 
  • Want to minimize taxes during distribution and leave more to heirs or causes.
  • Are concerned about market volatility and the risk of running out of money. 
  • Want protection from rising healthcare costs or unexpected long-term care needs. 
  • Care about leaving a lasting legacy, not just an inheritance.


If this sounds like you, Risk-Based Retirement™ can help you build a defensive foundation — so you can live fully, knowing the risks are under control.

The Solution: Risk-Based Retirement™

A Different Kind of Retirement Planning

  At Fieldstone Financial, we take a different approach.


  • Identify the hidden risks threatening your retirement.
     
  • Build a defensive foundation with tax strategies, guaranteed income, and insurance solutions.
     
  • Create lasting confidence so you can enjoy life, knowing your income and legacy are protected.
     

We don’t manage investments. We protect the part of your retirement that’s too important to leave to chance.

How It Works

Our Five-Step Process to Retirement Confidence

  1. Risk Awareness Questionnaire – A quick assessment of your retirement risks.
  2. Discovery Meeting – We uncover your priorities and concerns.
  3. Retirement Risk Analysis – A clear report showing where you’re exposed and how to address it.
  4. Implementation – Tailored strategies to protect income, manage taxes, and secure your legacy.
  5. Ongoing Review – Annual checkups to keep your plan current.

Contact Us

Ready to Retire With Confidence?

 Don’t leave your retirement exposed to risks you can’t afford. Let’s build a defensive foundation so you can enjoy the life you’ve worked for. 


Take the first step towards a stronger, smarter financial plan. Our experts are ready to understand your unique needs and provide personalized solutions. Click the button below to learn more about the services we provide, and schedule a consultation to elevate your financial performance.

Fieldstone Financial LLC

5 Mystic Lane, Malvern, PA, USA

(610) 426-0009 frank@fieldstoneteam.com

Copyright © 2025 Fieldstone  - All Rights Reserved.

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